I am officially joining the Debt Snowflake Challenge created by Melissa from Mom’s Plans! Yes, my penny from this morning was my motivation! I just tallied up our consumer and education debt and the figure stands at $8,688.93- yowza! That is a lot of pennies, however, I honestly expected it to be higher as I haven’t looked closely at my student loan statements for quite some time. It is time to kick that ugly monster out! I want to be free and clear of this debt by this time next year. That gives me 52 weeks to snowflake, meaning I will have to snowflake an average of $167.09 each week. That is actually a pretty scary number, but I have faith that we really can do it. I really love Dave Ramsey, but I am veering from his approach. Just about half of our debt is from one really ugly credit card that we used for wedding expenses. The interest is absolutely ridiculous and the monthly payments kill us, so that is what I will be focusing on first! Follow along as I update my progress every week!
Are you sitting there scratching your head? A penny in the dryer! That is what I found this morning as I was starting my laundry. Had this been the old ‘hurry and get your clothes, I gotta get to work!’ me I probably would have tossed the penny on top of the dryer, where it would have eventually been knocked to the floor never to be seen or thought of again. But today was different. And I don’t know why. I picked the penny up, grabbed a fancy clear beer mug, and dropped the penny inside. The sight of the mug sitting on top of the dryer with one single penny inside made me feel something unrecognizable. That small dryer change mug will become the beginning of snowflaking payments on our debt!
And as I sit here finishing this post, I reached into my pocket and felt another single penny.
Such a small bliss.
Last Wednesday I went exploring around one of my “new” grocery stores. At first I wasn’t impressed…it was dark, dirty, and not very inviting. This store happens to be a little private owned store, while what I’m used to shopping at are large chains so I’m sure that has something to do with my ‘perception’. Anyway, I noticed some stickers on the meat that I never saw at my formerly awesome chain store- markdown stickers!!! Score! That place totally just went up a couple notches! =)
I decided to grab pretty much anything I saw that was significantly marked down- basically out of sheer excitement. I bet it showed- those poor employees probably thought I was nuts! Then the wheels really started turning…my husband would be home early that day, so I could easily prep everything for meals for the next week or so.
On my very first attempt at freezer cooking I was able to cook and/or assemble 10 dinners! And I only had 1 freezer bag leak everywhere! Double score! =) Tossing my chopped and prepped beef stew into the crock pot this morning took all of 2 minutes….and gave me the world’s biggest smile!
I’m tellin ya, it’s the little things in life! =)
What is your favorite freezer dish?
I am not sure when the paper monster invaded our home, but it sure feels like it happened overnight. For so long our simple one box file system worked perfectly, or maybe it just seemed perfect? We moved last month and the amount of paper that I was finding in the most random of locations was just awful. No, not just awful. It was horrifying. I’ve always been the kind of person who desperately wants to be organized. In fact, I HATE unorganized, cluttered spaces! However, between work and the kids and everything else there was just no time to be organized. Well, now that time is not an issue, I have committed to at least one organizing project a week- starting today with the paper monster. So off to Heaven on Earth…I mean Target…I went! =)
I found the most adorable file boxes ever- a nice vintage green and yellow theme. (Of course it’s Target, so I found a million other things too that I just had to have. Grr.) I have decided that mostly I need to expand our system and break it down into more specific categories. I purchased 3 file boxes- one for myself, one for my husband, and one for our home and cars. I also purchased 2 expandable files to hold my children’s important documents and one binder which will eventually become my home management system.
With my husband home to occupy the kids, I went to town. Spread out across the floor with a large cup of coffee. Bliss. I actually managed to deal with almost every piece of paper that until then did not have a home. Pretty much all I have left to do is tackle the file box that is already full. *Pat on back*
I’m going to give myself until Tuesday night to finish, so look for the final part sometime Wednesday…complete with before and after pictures! What is your best method of wrangling paper?
This mommy has got a new J-O-B! I am officially a housewife. Homemaker. Stay-at-home mom. DishwasherLegopickerupperDiaperchangerCook. Yep, all of those. After four years of wrestling between home and a high stress career I have finally been able to cut the nonsense (nonsense= super political, super hands-tied position at my former job). For as long as I can remember, all I ever wanted to do was be a mom. This was also my husband’s dream. I had every intention of staying home after my first child was born, but I *panicked* after a couple months with no outside adult interaction. So instead of doing the logical thing and finding a mom group or something I went back to work. *Womp wompppp*. My job was the kind of place that brainwashed you into thinking that you were oh so super important and if you didn’t give up all else that was important the company would implode. Yea. So…after 3 more years of stress and brainwashing….I quit. =)
So, the purpose of writing this blog is to share in the real struggles of becoming a stay-at-home mom. (Now I get to use that nifty SAHM abbreviation! Excited- don’t judge.) Some of the things that I hope to do-and use your help with- over the next few months:
- Budgeting– A biggie, obviously, for anybody going from 2 incomes to 1.
- Homekeeping– I’m no domestic goddess…I will need a LOT of help in this category!
- Cooking– Menu planning, freezer cooking, and more baking are all on my list of to-do’s.
- Couponing– Oooh yea, I said it. My husband admires extreme couponers. ‘Nuff said.
- Time management– I have quickly realized that the best way to *not* get anything done often involves the couch. Seriously- once I’m down, all bets are off!
I’m so excited to share my journey with all of you, and hopefully learn some amazing tips along the way!